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Opinions please: Is "early replacement" cost covered by homeowners insurance? - General Board - General Category - Heat2000
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Heat2000 > General Category > General Board > Opinions please: Is "early replacement" cost covered by homeowners insurance?

Opinions please: Is "early replacement" cost covered by homeowners insurance?
 Moderated by: Al Gregory  
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hydronicsidewalk
Member
 

Joined: Wed Dec 31st, 1969
Location: South Shore, Massachusetts USA
Posts: 5
 Posted: Wed Mar 15th, 2006 06:53 pm
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You folks tired of me yet???

At the moment I am out of pocket $1400 for the labor
cost charged for replacement of a 10 yr old Burnham V73 with
a V83. Burnham provided the V83 as a 'warrantee' replacement,
but does not want the old unit back, ie the word of my
service tech was sufficient.

The original warrantee runs out in less than 2 weeks.

I am also in discussion with the FSOC and the Manufacturer.

This question regards an insurance claim only. I beleve I should expect
20 yrs for the boiler, and even though depreciation might be a factor,
I in fact have a valid loss to claim here.

Does anyone know of other cases of successful insurance claims???

Thanks !!

Al Gregory
Administrator


Joined: Wed Dec 31st, 1969
Location: Massachusetts USA
Posts: 134
 Posted: Thu Mar 16th, 2006 02:05 am
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HO Insurance only pays for damage done by the boiler not the boiler itself unless their was a defective part that caused it to go bad.

jd
Member
 

Joined: Wed Dec 31st, 1969
Location:  
Posts: 1
 Posted: Wed May 24th, 2006 08:31 pm
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Hello, I also have a homeowner's claim in process presently.  The inspection report just came back and it concludes that there is a pinhole within one of the fire tubes that resulted in the leak that prompted the claim.  They did a destructive test and the report rules out any possibility of the leak being due to a crack.  It goes on to say that this pinhole would either have been the result of corrosion due to the water chemistry or else a defect in manufacturer's welding.  This is a steel Burnham boiler installed in 1987.  Does one seem more likely than another out of the 2 causes identified?  If it's a case of the water chemistry, is that something that might qualify as a claim under my oil service contract?  (I have the system serviced annually as prescribed).   Thanks for the expertise. 

Al Gregory
Administrator


Joined: Wed Dec 31st, 1969
Location: Massachusetts USA
Posts: 134
 Posted: Fri May 26th, 2006 05:37 pm
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Home owners insurance usually only pays for a boiler if something caused it to break like a faulty supply valve or a bad low water cuttoff. Is the boiler still under warrenty? How old is it?


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